A DV E R TO R I A L
ASK THE EXPERTS
Goldsteins’ Rosenberg’s Raphael-Sacks, Inc
Funeral Pre-Arrangements – the gift of a lifetime
Funeral directors, Carl Goldstein, President & Managing Director and his son, Seth Goldstein,
Vice President & Funeral Director sat down to explain the importance of funeral pre-arrange-
ments and how your family will probably not understand how grateful they are until later.

Pre-arrangements take the decisions out of the hands of your family or friends while they are
grieving, and give you control over the choices and how much you want to spend.

Q – What are
the first steps in
making a pre-
arrangement? A – (Carl) I’m sure
a lot of people
have that question.

When you first come
into Goldsteins’
to discuss a pre-
arrangement, one of our funeral
directors will go through a list of questions
to determine for example what type of
service you want, decide on a casket, and
the chapel location. We really walk you
through the entire process so that you are
able to make decisions and changes as we
go along.

Q – Who pays for the funeral?
A – (Seth) Great question. One of the
many advantages of making a pre-
arrangement is that you get to choose
everything you want at today’s rates. So,
even if the funeral is 10 or 15 years from
now, your family doesn’t have to pay
anything additional for the funeral services
16 MAY 6, 2021
provided by
Goldsteins’. There
are a few small
items your family
may be responsible
for, such as a
newspaper obituary
if the cost has gone
up or an additional
limousine, but other
than that everything
is covered. We will
not charge anything
extra for those items you already selected.

Q – Can you make changes once you
made your decisions?
A – (Carl) You are welcome to make
changes at any time. You are never locked
into anything. It is your service and you
are welcome to make adjustments or add
something at any time. One of our funeral
directors can assist you.

Q – What happens to the money for
the funeral when you make a pre-
arrangement? A – (Carl) The Irrevocable Life Insurance
Policy option basically gives a family
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A DV E R TO R I A L
the fl exibility to
pay out their pre-
arrangement over
a period of time
greater than 1 year,
if they want. With
the Irrevocable Trust
option, which we still
off er, families have
only a year to lock in
the prices.

The other positive
thing about the
insurance for families
is if they choose a
multi-year payout
option, once they
pay the fi rst premium,
the contract is
guaranteed by the
insurance contract.

For many people,
if they pass away
suddenly 6 months
into a 3 year
insurance payout,
as long as the
current premiums
due have been paid
up to that point, the
whole contract is
guaranteed. This is
because insurance
will always payout in
full in the case of an
accidental death.

Leave behind a gift that your family could never repay
Providing funeral counseling and pre-need arrangements
Pre-planning a funeral is a gift. Anyone who has ever lost a loved one
knows how hard it is to make decisions at a time of grief. Let your family
know your wishes, don’t burden them with the costs of a funeral, and allow
them to celebrate the life you lived. Our experienced funeral directors can
guide you through the process, and assist you in making tough decisions.

PHILADELPHIA CHAPEL
Carl Goldstein, Supervisor
6410 N. Broad Street
Philadelphia, PA 19126
ROTH-GOLDSTEINS’ MEMORIAL CHAPEL
Stephen T. Collins • Mgr. Lic. No. 3355
Pacific & New Hampshire Avenues
Atlantic City, NJ 08401
Southern NJ Chapels Available
Caring. Committed. Compassionate.

www.GoldsteinsFuneral.com 215-927-5800 • 1-800-622-6410
For deaf and hard of hearing: 267-331-4243 (Sorenson VP)
Q – You say that pre-arrangements are a
gift to your family, what does that mean?
A – (Seth) We meet with families all the
time after someone they care about has
passed away and they are now grieving
and having to make decisions about how
JEWISHEXPONENT.COM SUBURBAN NORTH CHAPEL
Bruce Goldstein, Supervisor
310 2nd Street Pike
Southampton, PA 18966
to honor them. That is a lot of pressure,
and guilt can guide many of these
decisions. That’s why we say pre-planning
is the one last gift you can leave your
family. You’ve taken the worry about cost
and knowing how to honor you out of their
hands. Now all they have to do is comfort
each other. That’s a pretty amazing gift.

THE GOOD LIFE
MAY 6, 2021
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