H EADLINES
PPP endowment,” said Amy Krulik,
CEO of the Kaiserman JCC.

Aft er initially laying off 176
of its 178 employees, the JCC,
which received a loan of about
$466,000, was able to bring
back 38 full-time employees
less than a month later.

As unemployment spiked
last spring, the loans were
intended to help employers
cover payroll costs, as well as
health insurance, retirement
benefi ts, sick leave and more.

According to publicly avail-
able data, 172,566 businesses and
organizations in Pennsylvania
received PPP loans from the SBA
last spring, averaging $119,941
per loan. In Southeastern
Pennsylvania, Jewish nonprofi t
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Jewish Family and Children’s Service of Greater Philadelphia received a PPP loan of just under $1.5 million
last spring.

Photo by Jordan Cassway
We lived in the same fantasy world as everybody else. ‘Oh, maybe
we’ll be able to go back on, you know, April 7.’”
AMY KRULIK
organizations were among the
successful applicants, scram-
bling in the confusing early days
of the program to understand
the terms and gather the neces-
sary documentation in hopes of
approval. The Raymond and Ruth
Perelman Jewish Day School
received a loan of around $1.5
million to ensure that its staff
would remain employed. Th e
Jewish Relief Agency, Jewish
Learning Venture and even the
Messianic Jewish Alliance of
America were all able to secure
loans for their employees. Th e
Jewish Exponent received PPP
funds, too.

When the JCC applied for
its loan last April, “We lived
in the same fantasy world as
everybody else,” Krulik said.

“‘Oh, maybe we’ll be able to go
back on, you know, April 7.’”
But now, almost a year later,
businesses and organizations
that missed out on the initial
loans are lining up next to
those that have exhausted their
JEWISH EXPONENT
fi rst loan.

Th e Germantown Jewish
Centre, which received a loan
of $351,100 last year, is applying
for a second loan.

According to GJC President
Dan Livney, the fi rst loan
allowed the organization to
refrain from layoff s to give
prorated refunds to parents
for the time that their children
missed in the Early Childhood
Program. Such moves did more
than allow GJC to operate in
the short-term, Livney believes;
it let the institution signal to
its constituents that they were
not being abandoned. It was
a long-term investment in
goodwill. “It was obviously very
helpful the fi rst time, and
being able to help the institu-
tion, being able to support the
community, in terms of the
parents, is important to us and
the staff ,” Livney said.

Jewish Family
and Children’s Service of Greater
Philadelphia received a loan
of just under $1.5 million last
spring. Th e social services
organization, which serves Jews
and non-Jews alike, was deter-
mined from the beginning to
retain all of its employees at a
time when they were stretched
thinner than ever, serving an
expanding client base remotely.

Th e PPP loan, JFCS President
Paula Goldstein said, helped
the organization achieve that
goal. “That was very, very
important to us,” Goldstein
said. JFCS CFO John Sawyer
added that the loan also allowed
the organization to stay current
on its rent and utilities.

Even so, JFCS was forced
to close sites in Northeast
Philadelphia and Elkins Park,
but its fi nances are in a good
enough place that it doesn’t
qualify for this newest PPP
loan. “Which is good,” Sawyer said. ●
jbernstein@jewishexponent.com; 215-832-0740
JEWISHEXPONENT.COM